What is the FCRA?

In today’s information-at-your-fingertips age, you should anticipate getting a background check upon seeking employment. Most large corporations, such as Uber, Lyft, Target, McDonald’s, Walmart, and Amazon, will use a regulated background check. 

A regulated background check is a background check that is compliant under the Fair Credit Reporting Act (FCRA). The FCRA is Federal legislation that promotes accuracy, fairness, and privacy of consumer information. In being FCRA-compliant, or regulated, a background check database is required to either pull a real-time request of court records or annually purchase information from court records. 

Most legitimate and mainstream companies, such as the ones mentioned initially, will use a regulated background check because it is considered a reliable source compared to unregulated background checks, such as WhitePages, Intelius, BeenVerified, and InstantCheckmate. 

In order to update or potentially remove information from a regulated background check website, proof of an expungement or record sealing is required. Regulated background check sites do not offer the option to opt out of their database like most unregulated sites do. Instead, you have to take the extra step to clear your criminal record.

If you have a criminal record and are thinking of applying for a job at a large corporation, you will want to first consider getting an expungement or record sealing. To find out if your case qualifies, we encourage you to speak with our experts on the matter to check out what your next best steps are. You can reach our team at 888-751-5329.